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《满庭芳·儿女如花》是一首宋代的诗词，作者不详。以下是这首诗词的中文译文、诗意和赏析：

儿女如花，妻颜似玉，算来眼下时光。
Children are like flowers, and my wife's beauty is like jade. When I consider the passing of time,
积财千万，难买不无常。
Though I have accumulated great wealth, it cannot buy immortality.

蓦地阴公来请，无辞诉、更不推忙。
Suddenly, the Lord of the Underworld comes to invite me. I have no words to express my reluctance, but I cannot refuse.

空归去，资财换主，儿女各分张。
I return empty-handed, wealth changing hands, and my children scattered.

聪明贤达者，早离火院，躲了忙忙。
The wise and virtuous ones have long left the bustling world, avoiding the chaos.

逍遥散诞，落个清闲，饥后巡门化饭，寒来纸布衣裳。
Living carefree and leisurely, I rely on begging for food after hunger, and wear paper and cloth clothes when cold.

无牵系，神仙未了，落得寿延长。
Without attachments, I have not yet become a deity, but my life is prolonged.

这首诗词以家庭和人生的变迁为主题，表达了作者对时间流逝和人世无常的思考。儿女如花、妻颜似玉的描绘展示了家庭的美好，而积财千万却无法买到永恒的寓意则强调了人生的无常和财富的虚幻。阴公来请的情节暗示了死亡的到来，作者无法推辞，最终回到空无一物的归宿。诗词中的聪明贤达者早已离开尘世，逍遥自在，而作者则选择了清闲的生活方式，过着简朴的生活。最后，诗词表达了作者对于无牵系的境界和寿命延长的期望，同时也暗示了人生的无常和不可预知性。整首诗词以简洁的语言描绘了人生的起伏和变迁，给人以深思。